How Much Can You Save Using BNB for Fee Deduction

BNB Fee Deduction Overview

BNB (originally Binance Coin) is the platform token issued by Binance. Binance offers an important perk for BNB holders — using BNB to pay trading fees comes with a discount. This is the simplest and most direct way to lower fees. This article covers the BNB deduction mechanism and actual savings in detail.

Discount Rates

Spot Trading

Using BNB to pay spot trading fees provides a 25% discount.

For regular users (VIP 0):

• Original rate: Maker/Taker both 0.1000%
• After BNB deduction: Maker/Taker both 0.0750%

Futures Trading

BNB deduction for futures trading provides approximately a 10% discount.

For regular users:

• USDT-M futures original rate: Maker 0.0200% / Taker 0.0500%
• After BNB deduction: Maker 0.0180% / Taker 0.0450%

Margin Trading

BNB deduction for margin trading offers the same 25% discount as spot trading.

How to Enable BNB Deduction

Enable via APP

1. Open the Binance APP
2. Tap the avatar in the top left → enter Settings
3. Find the Use BNB to Pay Fees option
4. Toggle it on
5. Ensure you have BNB balance in your Spot account

Enable via Web

1. Log in to the Binance website
2. Click the avatar in the top right → Dashboard
3. Find "Use BNB to Pay Fees" on the page
4. Enable the option

Savings Calculations

Scenario 1: Small-Volume Trader

Assuming monthly trading volume of 100,000 USDT:

• Without BNB: Fees = 100,000 × 0.1% = 100 USDT
• With BNB deduction: Fees = 100,000 × 0.075% = 75 USDT
• Monthly savings of 25 USDT, annual savings of 300 USDT

Scenario 2: Medium-Volume Trader

Assuming monthly trading volume of 1,000,000 USDT:

• Without BNB: Fees = 1,000,000 × 0.1% = 1,000 USDT
• With BNB deduction: Fees = 1,000,000 × 0.075% = 750 USDT
• Monthly savings of 250 USDT, annual savings of 3,000 USDT

Scenario 3: Futures Trader

Assuming monthly futures volume of 5,000,000 USDT:

• Without BNB (Taker): Fees = 5,000,000 × 0.05% = 2,500 USDT
• With BNB deduction: Fees = 5,000,000 × 0.045% = 2,250 USDT
• Monthly savings of 250 USDT, annual savings of 3,000 USDT

How BNB Deduction Works

Fee Deduction Process

1. When a trade is executed, the system first calculates the fee owed
2. The system checks if you've enabled BNB deduction
3. If enabled, the system queries BNB's real-time price
4. The discounted amount is deducted from your BNB balance in BNB
5. If your BNB balance is insufficient to cover the fee, it's charged in the original currency (no discount applied)

Example

Buying 1 ETH at 2,000 USDT:

• Fee = 2,000 × 0.1% = 2 USDT
• After BNB deduction = 2 × 75% = 1.5 USDT
• Assuming BNB price is 300 USDT, 1.5/300 = 0.005 BNB is deducted

How Much BNB Should You Hold

We recommend holding BNB based on your trading frequency:

We suggest holding enough BNB to cover 1-2 weeks of fees, replenishing periodically.

Additional Value of BNB

Holding BNB isn't just about fee deduction — it offers additional benefits:

1. VIP level upgrade: BNB holdings count toward VIP level qualification
2. Launchpad eligibility: Participating in new token launches requires holding BNB
3. Launchpool mining: Stake BNB to earn newly listed tokens for free
4. Community voting: BNB holders can vote on new token listings
5. BNB ecosystem: Many DeFi projects on BNB Chain (BSC) require BNB for gas fees

Stacking with Other Discounts

BNB deduction can be combined with the following offers:

• Referral rebate discount: Fee discounts from registering through a referral link
• VIP level discount: Higher VIP levels mean lower base rates, and BNB deduction applies on top

Stacking calculation example: VIP 1 user (Taker 0.1000%) + BNB deduction (25% discount) = Actual rate of 0.0750%

FAQ

Q: What happens if I don't have enough BNB? A: If your BNB balance is insufficient, the system charges fees in the traded currency without the BNB deduction discount.

Q: Can BNB in my Futures account be used for deduction? A: BNB deduction for futures trading requires BNB in the Futures account. You'll need to transfer BNB from the Spot account to the Futures account.

Q: Does BNB deduction affect trade execution? A: No. BNB deduction only changes the fee payment method — it doesn't affect your buy/sell prices or quantities.