APR to APY Calculator - Annual Rate to Annual Yield Conversion
Convert APR (Annual Percentage Rate) to APY (Annual Percentage Yield) with different compounding periods.
How to Use
APR (Annual Percentage Rate) is the annualized interest rate without considering compounding, while APY (Annual Percentage Yield) is the actual annualized return rate after compounding. The formula is APY = (1 + APR/n)^n - 1, where n is the number of compounding periods per year. The higher the compounding frequency, the greater the difference between APY and APR.
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